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Visit a community bank. Local banks can offer smaller loans with easier repayment terms than many large regional and national banks. Talk with a small bank in your area to find out if you could qualify for a loan.
Check with local branches of large banks in your area. Some large U.S. banks now offer small loans or lines of credit to customers with low or no credit scores. The loans can be for up to $1,000, depending on the bank, and borrowers can access the money quickly. Like the PAL loans, these loans are much safer and more affordable than payday and car title loans and can save you hundreds of dollars.