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You could lose your vehicle. If you can’t repay the money you owe, the lender may repossess your vehicle, even if you’ve been making partial payments. When you get the loan, some lenders insist on installing Global Positioning System (GPS) and starter interrupt devices so that they can locate the vehicle and disable its ignition system remotely, making repossession easier.

Once the lender repossesses your vehicle, they can sell it. In some states, lenders can keep all the money they get from selling the vehicle, even if they get more than you owe.